SERIOUS ILLNESS COVER FROM
Serious Illness Cover (also known as Critical Illness Cover) is a form of Life Assurance that insures you in the event of being diagnosed with a serious illness during the term of the policy.
The majority of policies will normally pay out an agreed lump sum upon a diagnosed medical condition or terminal illness. With Critical Illness Cover being a long-term insurance policy, only the illnesses listed within the policy are covered. Some major illnesses covered within a policy often include:
- Heart attack and heart disease
- Renal failure
- Organ transplant
Critical Illness Insurance
An individual can obtain Serious Illness Cover either by taking out a policy that is completely separate to their other existing Life Insurance policies or it can be added to the individual’s Mortgage Protection or Term Assurance policies.
The flexible nature of this type can be of enormous financial benefit to someone who becomes unable to work or provide for their family due to a debilitating illness. With that in mind, our team of expert advisors strive to find you the best Critical Illness Cover for your financial budget and ensure you receive peace of mind.
Life Insurance Brokers
Our team of Life Insurance brokers at Top Mortgages is ready to offer advice and help find the top Life Assurance cover for your personal needs. With our commitment in keeping you informed of every step of the process, choose our services today for a smooth and stress-free application. So what are you waiting for? Get in touch with us today.
Please feel free to get in touch with us today by filling out the online form below. If you would rather speak to an advisor over the phone, you can either call us or even request a callback at a time that suits you best. We can then provide answers to any questions you might have and also let you know how to apply for your Critical Illness Insurance.
IF YOU DO NOT KEEP UP YOUR REPAYMENTS, YOU MAY LOSE YOUR HOME
THE COST OF YOUR MONTHLY PAYMENTS MAY INCREASE
THE VALUE OF YOUR INVESTMENT MAY GO DOWN AS WELL AS UP
THIS NEW LOAN MAY TAKE LONGER TO PAY OFF THAN YOUR PREVIOUS LOANS. THIS MEANS YOU PAY MORE THAN IF YOU PAID OVER A SHORTER TERM
YOU MAY HAVE TO PAY CHARGES IF YOU PAY OFF A FIXED RATE LOAN EARLY
THE ENTIRE AMOUNT THAT YOU HAVE BORROWED WILL STILL BE OUTSTANDING AT THE END OF THE INTEREST-ONLY PERIOD