LIFE INSURANCE

Affordable peace of mind for your loved ones SEE OUR PRODUCTSCALL ME

LIFE INSURANCE FROM  logo-small

Life Insurance is possibly the most important insurance policy you will ever take out. Life Assurance policies pay out a lump sum to your estate upon your death and provides your surviving family members with financial support at a tough time. Life assurance is generally cheaper for younger people in good health with cover available in a variety of options.

Here at Top Mortgages we are specialists in a few different types of top life assurance policies. Our commitment to give sound advice is what makes us stand out from the crowd. No matter how small your query is, our highly qualified team of advisors is at the ready to answer your concerns and help you choose the best Life assurance possible. Click on any of the links below to find out more about our different insurance policies and online services.

MORTGAGE PROTECTION

A Mortgage Protection policy is normally the cheapest form of Life Assurance available. This type of payout clears any outstanding amount on a loan if a mortgage holder dies during the loan term. The option of Critical Illness Cover is also available.

TERM LIFE INSURANCE

As the word ‘term’ suggests, Term Life Assurance policies cover an individual or couple for a fixed time period. The family receives a payout in the event that one of the policyholders dies during the insured time frame.

PENSION TERM ASSURANCE

A Pension Term Assurance plan is available to non-pensionable workers and the self-employed and covers them until their retirement age. A lump sum payout is made in the event that the policy holder dies before they retire.

SERIOUS ILLNESS COVER

This form of life assurance cover pays out a lump sum upon the diagnosis of a Critical Illness or serious medical condition that prevents you from being able to work.

WARNING

IF YOU DO NOT KEEP UP YOUR REPAYMENTS, YOU MAY LOSE YOUR HOME

THE COST OF YOUR MONTHLY PAYMENTS MAY INCREASE

THE VALUE OF YOUR INVESTMENT MAY GO DOWN AS WELL AS UP

THIS NEW LOAN MAY TAKE LONGER TO PAY OFF THAN YOUR PREVIOUS LOANS. THIS MEANS YOU PAY MORE THAN IF YOU PAID OVER A SHORTER TERM

YOU MAY HAVE TO PAY CHARGES IF YOU PAY OFF A FIXED RATE LOAN EARLY

THE ENTIRE AMOUNT THAT YOU HAVE BORROWED WILL STILL BE OUTSTANDING AT THE END OF THE INTEREST-ONLY PERIOD

Request A Callback