Getting onto the property ladder is an exciting but also quite daunting process for first time buyers. This decision in buying your first home is a life-changing one and therefore you will want to ensure that the process is run as smoothly as possible and you are getting the right advice at each and every stage of buying your first house.
Your first mortgage should certainly not be taken lightly since it has long-term financial implications. If you want assurance in making the right decision, then the right financial advice is crucial. Top Mortgages is one of Ireland’s leading mortgage brokers and we are here to help get you started and guide you through the process with our professional services and experience.
First Time Buyer Mortgages
At Top Mortgages, we offer free advice for all first time home buyers. Regardless of your current situation and at whatever stage of the buying process you are at, we are willing to lend a hand and offer our expert advice and products to help make the daunting task of moving into your first house that little bit smoother.
We are here to get you started as a first time buyer, as well as offer tips for when it comes to your application. Furthermore, guidance is offered on mortgage affordability for the purpose of finding out how much you could borrow, as well as comparing mortgages and monthly payments to suit your personal needs.
Best Mortgage Rates
In order to find the best mortgage rates possible, we work alongside many mortgage providers for first time buyers. Loan terms are available for up to 35 years, while a range of competitive fixed and variable mortgage rates also exist.
Most importantly, when you trust us to look after your first mortgage, we go beyond what is expected. Life Insurance and Home Insurance are both necessary in order to secure a loan. Therefore, we also find and compare the best deals on these products to complete the purchase. So what would you rather? A mortgage from just any old bank or one from a top mortgage broker? Make the top choice with Top Mortgages.
If you are a buyer looking to get onto the property ladder and need some financial advice, our mortgage brokers are ready to help and find the best mortgage rates for you. We can advise on how to get started with your first time buyers deposit, as well as provide guidance on the application process. So what are you waiting for?
Online Mortgage Calculator
If you want to find out how much a mortgage costs, get a quick quote below with our online mortgage calculator and a mortgage advisor can guide you through it. The form is quick to complete and you get a price within a matter of seconds! You can also request a callback at a time that suits you.
IF YOU DO NOT KEEP UP YOUR REPAYMENTS, YOU MAY LOSE YOUR HOME
THE COST OF YOUR MONTHLY PAYMENTS MAY INCREASE
THE VALUE OF YOUR INVESTMENT MAY GO DOWN AS WELL AS UP
THIS NEW LOAN MAY TAKE LONGER TO PAY OFF THAN YOUR PREVIOUS LOANS. THIS MEANS YOU PAY MORE THAN IF YOU PAID OVER A SHORTER TERM
YOU MAY HAVE TO PAY CHARGES IF YOU PAY OFF A FIXED RATE LOAN EARLY
THE ENTIRE AMOUNT THAT YOU HAVE BORROWED WILL STILL BE OUTSTANDING AT THE END OF THE INTEREST-ONLY PERIOD